Auto Transport Insurance
Insuring your car during transport is just as important as maintaining liability coverage for everyday driving. While you may not have to worry about being held liable for an auto accident, you do have to prepare for the risks of moving your car, including damage and theft. As with any other insurance product, you should shop around, ask lots of questions, and make sure you understand what you are getting.
If you hired an auto transport company to move your car for you, the company should provide liability coverage that insures your car at its full value. This is your best option because it saves you time and the risk of your rates going up on your existing auto insurance policy. If something were to happen to your car during transport, you would not have to file a claim through your insurance carrier; rather, the insurance through the auto transporter would handle the claim. The only drawback to using the transporter’s coverage is that it may be limited.
Consult Your Current Insurance Provider
Your vehicle may be covered while en route on a tractor trailer by your current insurance policy. That, or your insurer may allow you to purchase additional coverage that specifically covers your vehicle while en route to its new destination. Before you agree to the transporter's coverage, talk to your current insurance provider about your options in insuring your vehicle while en route on a multi-car trailer.
Be Through with Auto Transport Coverage
If you choose your transporter's coverage, you should obtain the following information:
- Who the provider is.
- What kind of reputation that company has.
- Exactly what is covered.
- If there's a deductible.
